30-year, fixed-rate mortgage finishes year near record lows

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.92%, which is still near record lows in comparison to recent history! The interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but also impacts your purchasing power.

Fixed Rate vs Adjustable Rate Mortgage: Expert Interview NEW YORK (CNNMoney) — Mortgage rates hit yet another record low this week. rose this week from near 1.9% on Monday for a 30-year to 2.09% Thursday. According to Greg McBride, senior financial.

The 30-year, fixed-rate mortgage hovered at 3.35% for the week ending Dec. 27, down from 3.37% a week earlier and 3.95% last year, according to Freddie Mac’s Primary Mortgage Market Survey.

The weekly mortgage rate reports released Thursday by Freddie Mac and Bankrate were mixed. But one thing was certain: the average rate for 30-year fixed-rate mortgages hit a new record low.

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Borrowers continue to benefit from exceptionally low mortgage rates this week, according to Interest.com’s most recent survey of major lenders. All of the popular types of home loans we track remained.

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Mortgages tumble near record lows again. The benchmark 30-year fixed-rate mortgage fell to 3.8 percent from 3.91 percent, according to the Bankrate.com national survey of large lenders. The mortgages in this week’s survey had an average total of 0.4 discount and origination points. One year ago, the mortgage index stood at 4.37 percent;

The 15-year fixed rate fell to 2.56% from 2.61%. A year ago, it stood at 3.07. The most popular mortgage, the 30-year fixed. "[N]ear record low mortgage rates should further drive the housing.

5-Year Fixed-Rate Historic Tables HTML / Excel Weekly PMMS Survey Opinions, estimates, forecasts and other views contained in this document are those of Freddie Mac’s Economic & Housing Research group, do not necessarily represent the views of Freddie Mac or its management, should not be construed as indicating Freddie Mac’s business prospects.

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30-Year Mortgage Rates at Near-Record Lows. Interest rates for a 30-year fixed rate mortgage have been on the decline since November. Rates are reaching lows last seen in January 2018. Rates spiked in November 2018 to over 5%. The overall average rate for 2018 was 4.5%.

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The debt crisis in Europe that has unhinged global stock markets also has helped push U.S. mortgage rates back toward record lows, prompting a surge in refinancing. freddie mac reported thursday that.

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